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	<title>Debt Management Tips Online</title>
	<link>http://www.debtmanagementtipsonline.com</link>
	<description>Tips and Advice to Help You Solve Your Credit and Debt Problems</description>
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		<title>Raise Your Credit Score 40 points in 24hrs</title>
		<description>Whether we like it or not the big boys are controlling the credit game so you might as well learn how to fight back, take control of your credit, and beat them at their own game!

If you don’t know how to beat the big boys at their own credit game ...</description>
		<link>http://www.debtmanagementtipsonline.com/credit-rating/raise-your-credit-score-40-points-in-24hrs/</link>
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		<title>Using A Debt Elimination Calculator For Credit Card Debts</title>
		<description>You may be really happy because you’ve got lots of credit cards. You may feel too assured because you can always use it anytime of the day and wherever you are.

Yes, credit cards can provide you with the needed cash especially when it is for an emergency but didn’t you ...</description>
		<link>http://www.debtmanagementtipsonline.com/credit-card-tips/using-a-debt-elimination-calculator-for-credit-card-debts/</link>
			</item>
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		<title>Calculating Your Credit Score</title>
		<description>Following on from the article on Busting The Myths Of Your Credit Score, you are probably think "How Do I Calculate it?"  Well, here's some help.

Once you understand what a credit score is, how it affects your life, and why it is important to build and maintain good credit, ...</description>
		<link>http://www.debtmanagementtipsonline.com/credit-rating/calculating-your-credit-score-2/</link>
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		<title>Busting the Myths of Your Credit Score</title>
		<description>There are many credit score myths floating around. This is due to the fact that few people know how credit scores are calculated and what helps determine a credit score. Here are a few credit score myths:




	Credit card offers will lower your credit score. Receiving credit card offers does not ...</description>
		<link>http://www.debtmanagementtipsonline.com/credit-rating/busting-the-myths-of-your-credit-score/</link>
			</item>
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		<title>Starting a Business: Good Personal Credit is a Necessity</title>
		<description>If you are thinking about starting your own business, banks will look at your personal credit history if you have no business credit history. Thus, credit scores are more important than ever. While banks previously determined whether to lend to a business or not by looking at your credit, the ...</description>
		<link>http://www.debtmanagementtipsonline.com/credit-rating/starting-a-business-good-personal-credit-is-a-necessity/</link>
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		<title>Marrying into Good Credit</title>
		<description>When you get married, one of the things that is probably low on your priority list is understanding how your finances will work as a couple. If you both have good credit, than this isn't really a problem. However, if one of you has less than perfect credit, it is ...</description>
		<link>http://www.debtmanagementtipsonline.com/debt-tips/marrying-into-good-credit/</link>
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		<title>A Second Chance: Credit Unions</title>
		<description>A credit union is an organization available to individuals based on their place of residence or employment. It works a lot like a bank but offer loans exclusively to their members that are usually of a lower interest rate. Those who deposit money are able to also borrow money because ...</description>
		<link>http://www.debtmanagementtipsonline.com/debt-tips/a-second-chance-credit-unions/</link>
			</item>
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		<title>Insurance For Identity Theft Victims</title>
		<description>Identity theft may seem so far fetched but trust me it is not. With today’s technology and the growing sophistication of the world wide web, hackers and con artists are now living in a world that used to only exist in the pages of a science fiction book or a ...</description>
		<link>http://www.debtmanagementtipsonline.com/identity-theft/insurance-for-identity-theft-victims/</link>
			</item>
	<item>
		<title>Comparing Credit Cards</title>
		<description>All across the United States, there are hundreds and hundreds of banks and credit card companies looking for your business. This day and age, banks and credit card companies are in competition with each other, trying all they can to get your business. To try and get your business, they ...</description>
		<link>http://www.debtmanagementtipsonline.com/credit-card-tips/comparing-credit-cards/</link>
			</item>
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		<title>Credit Laws You Need to Know</title>
		<description>The Equal Credit Opportunity Act states that all lenders will apply the same credit standards to all consumers, without prohibiting by race, sex, marital status, national origin, religion, age, or public assistance program involvement. This does not guarantee the approval of a loan or credit but does insure that all ...</description>
		<link>http://www.debtmanagementtipsonline.com/credit-rating/credit-laws-you-need-to-know/</link>
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